Tuesday, December 25, 2012

Personal Finance Advice That Takes Only Minutes To Read, But Will ...

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There is no escaping personal finances, they touch every aspect of your life. Even a child has to decide how to best spend their allowance. The older you get, the more complicated your finances become, until it seems impossible to deal with. The tips presented here can help you get your financial health back on track.

If the time isn?t right, try not to sell. If a stock is earning a good amount, it is best to allow it to sit a little longer. Consider any stocks that aren?t performing well, and think about moving them around instead.

You may want to get overdraft protection with your bank if you are frequently struggling financially. Though it costs a few dollars, it may save you from 20 dollar fees here and there.

TIP! Remember to do your taxes at a time that is right for your personal situation. If you anticipate a refund and want your money from a refund faster, you need to file your taxes as early as possible.

An ideal emergency fund should have at least the equivalent of what you make in three months. You take the first 10 percent of you pay and place that money into a high-yield saving account.

It is always a smart financial move to make yearly contributions to an approved Individual Retirement Account. You?ll improve your future financial situation when you do! Try opening an IRA with banks or credit unions right away. Contributing regularly can help supplement your available finances when you retire.

Try seeking out non-essential areas on your expenditures and cut back on them if you notice you have no money left after paying your expenditures. If you just cut eating out from your budget, you are very likely to miss it and not keep up the change. But if you cut your restaurant expenses by half, you can still enjoy going out sometimes.

TIP! Keep track of your monthly expenses and create a budget using those records. See in what areas you are spending too much money.

When trading Forex, know when to allow your profits to run. Use this technique wisely, however, and do not allow greed to control your decisions. Set profit goals for the money you invest and be ready to get out of the market when you reach them.

Learn how to go about your life free from credit cards. In fact, work on ways that you can stop paying interest on other accounts, such as, loans, cars and your home. Living within your means means that you don?t waste your money on interest.

The easiest way to grow your own wealth is to live below your means. People who always spend every last dollar or always have to borrow extra cannot possibly become rich due to their poor spending habits. Figure out the amount you bring in and spend less.

TIP! You should not borrow any money or open any credit lines unless you have to! While there are surely circumstances in which debt is unavoidable, it makes sense to steer clear of needless obligations such as the purchase of luxury goods that can clearly wait until later. Being free of debt makes it easier to borrow for important purchases, such as a home or car.

Even if you do not enjoy your job, consider keeping it, unless you have another safe option. Many people want to make more but if you are thinking about your finances you should ensure that you have another job before you quit the one you have.

A college education can increase your earning power. Statistically, people who earn at least a bachelor?s degree in college earn almost double the wages over their life time than people with a high school diploma or less. A college education is one of the surest ways to double your money.

TIP! Be sure to pay your utility bills before they are overdue. A habit of paying bills late can have negative effects on your credit rating.

Compounding interest is an excellent idea for younger individuals looking to gain an early financial advantage. Always save a percentage of every dollar that you earn.

If you want to buy a car or a house, first work on improving your credit. Using credit cards responsible or repaying a small loan before it is due can help to raise your overall score. Aim to pay at least double the minimum payment on all your outstanding debt, even more if you can afford it.

Consider having an automatic transfer monthly that will put money in your savings account from your checking account. This is an excellent strategy which helps you to manage your money much better each month. It is also a great way to save for an important future event, such as a special vacation or a wedding.

TIP! Debt doesn?t have to be negative. For example, a current mortgage will improve your credit score.

Re-evaluate investments regularly, even if they?ve performed well previously. Do not stick with investments that aren?t yielding you money.

These tips will help anyone understand and shape their personal financial situation into a healthier, more productive situation. No matter whether you?re starting with five dollars in the bank or with five thousand in investments, the same principles apply, and you can use tips like these to boost yourself into a new, better way of life.

P.S.-If you love the personal finance niche and would love to make an extra $1000/day blogging about your company, find out how our team is helping thousands of people make money about their passions!

Discover why this game-changer is the most bad-ass make money online program in the industry!


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Source: http://valentinocrawford.com/personal-finance-advice-that-takes-only-minutes-to-read-but-will-help-for-years-to-come/?utm_source=rss&utm_medium=rss&utm_campaign=personal-finance-advice-that-takes-only-minutes-to-read-but-will-help-for-years-to-come

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Personal Finance Advice That Takes Only Minutes To Read, But Will ...

If you're new here, you may want to subscribe to my RSS feed. Thanks for visiting!

There is no escaping personal finances, they touch every aspect of your life. Even a child has to decide how to best spend their allowance. The older you get, the more complicated your finances become, until it seems impossible to deal with. The tips presented here can help you get your financial health back on track.

If the time isn?t right, try not to sell. If a stock is earning a good amount, it is best to allow it to sit a little longer. Consider any stocks that aren?t performing well, and think about moving them around instead.

You may want to get overdraft protection with your bank if you are frequently struggling financially. Though it costs a few dollars, it may save you from 20 dollar fees here and there.

TIP! Remember to do your taxes at a time that is right for your personal situation. If you anticipate a refund and want your money from a refund faster, you need to file your taxes as early as possible.

An ideal emergency fund should have at least the equivalent of what you make in three months. You take the first 10 percent of you pay and place that money into a high-yield saving account.

It is always a smart financial move to make yearly contributions to an approved Individual Retirement Account. You?ll improve your future financial situation when you do! Try opening an IRA with banks or credit unions right away. Contributing regularly can help supplement your available finances when you retire.

Try seeking out non-essential areas on your expenditures and cut back on them if you notice you have no money left after paying your expenditures. If you just cut eating out from your budget, you are very likely to miss it and not keep up the change. But if you cut your restaurant expenses by half, you can still enjoy going out sometimes.

TIP! Keep track of your monthly expenses and create a budget using those records. See in what areas you are spending too much money.

When trading Forex, know when to allow your profits to run. Use this technique wisely, however, and do not allow greed to control your decisions. Set profit goals for the money you invest and be ready to get out of the market when you reach them.

Learn how to go about your life free from credit cards. In fact, work on ways that you can stop paying interest on other accounts, such as, loans, cars and your home. Living within your means means that you don?t waste your money on interest.

The easiest way to grow your own wealth is to live below your means. People who always spend every last dollar or always have to borrow extra cannot possibly become rich due to their poor spending habits. Figure out the amount you bring in and spend less.

TIP! You should not borrow any money or open any credit lines unless you have to! While there are surely circumstances in which debt is unavoidable, it makes sense to steer clear of needless obligations such as the purchase of luxury goods that can clearly wait until later. Being free of debt makes it easier to borrow for important purchases, such as a home or car.

Even if you do not enjoy your job, consider keeping it, unless you have another safe option. Many people want to make more but if you are thinking about your finances you should ensure that you have another job before you quit the one you have.

A college education can increase your earning power. Statistically, people who earn at least a bachelor?s degree in college earn almost double the wages over their life time than people with a high school diploma or less. A college education is one of the surest ways to double your money.

TIP! Be sure to pay your utility bills before they are overdue. A habit of paying bills late can have negative effects on your credit rating.

Compounding interest is an excellent idea for younger individuals looking to gain an early financial advantage. Always save a percentage of every dollar that you earn.

If you want to buy a car or a house, first work on improving your credit. Using credit cards responsible or repaying a small loan before it is due can help to raise your overall score. Aim to pay at least double the minimum payment on all your outstanding debt, even more if you can afford it.

Consider having an automatic transfer monthly that will put money in your savings account from your checking account. This is an excellent strategy which helps you to manage your money much better each month. It is also a great way to save for an important future event, such as a special vacation or a wedding.

TIP! Debt doesn?t have to be negative. For example, a current mortgage will improve your credit score.

Re-evaluate investments regularly, even if they?ve performed well previously. Do not stick with investments that aren?t yielding you money.

These tips will help anyone understand and shape their personal financial situation into a healthier, more productive situation. No matter whether you?re starting with five dollars in the bank or with five thousand in investments, the same principles apply, and you can use tips like these to boost yourself into a new, better way of life.

P.S.-If you love the personal finance niche and would love to make an extra $1000/day blogging about your company, find out how our team is helping thousands of people make money about their passions!

Discover why this game-changer is the most bad-ass make money online program in the industry!


signature

Source: http://valentinocrawford.com/personal-finance-advice-that-takes-only-minutes-to-read-but-will-help-for-years-to-come/?utm_source=rss&utm_medium=rss&utm_campaign=personal-finance-advice-that-takes-only-minutes-to-read-but-will-help-for-years-to-come

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Olympus M.Zuiko Digital ED 45mm f1.8

  • Pros

    Very sharp. Minimal distortion. Compact. Fast aperture.

  • Cons Plastic lens barrel. Lens hood not included.
  • Bottom Line

    The Olympus M.Zuiko Digital ED 45mm f1.8 is compact, sharp, and can capture a ton of light?it's a great portrait lens for Micro Four Thirds cameras.

By Jim Fisher

The Olympus M.Zuiko Digital ED 45mm f1.8 ($399.99 direct) is a fast lens that delivers a classic 90mm-equivalent field of view when used on a Micro Four Thirds camera?a classic focal length for portraiture. From an optical performance standpoint it's a pure gem, although its plastic lens barrel is a step below the all-metal construction of the more expensive Olympus M.Zuiko Digital ED 75mm f1.8 lens, and it doesn't have the weather sealing of the Olympus? M.Zuiko Digital ED 60mm f2.8 Macro. Still, the lens impressed us enough to earn an Editors' Choice award.

The lens measures just 2.2 by 1.8 inches (HD) and weighs a mere 4.1 ounces. It balances well with both smaller cameras like the PEN series and bodies with a more SLR-like design like the Panasoic Lumix DMC-G5. There's no hood included, although Olympus does sell one for the lens?it costs about $35 and is recommended to help increase image contrast and reduce lens flare. Its focus motor is very quiet, without sacrificing focus speed, a boon to both video and still shooters.

I used Imatest to check the sharpness and distortion characteristics of the lens when paired with the Olympus PEN Lite E-PL5. At f/1.8 it's a little soft in the corners, which leads to a center-weighted resolution score of 1,751 lines per picture height, which is just a smidge shy of the 1,800 lines we use to define a sharp photo. The center at f/1.8 is an impressive 2,387 lines, so you should feel confident in using the lens for shots where your subject is framed towards the center without stopping down. Closing the iris to f/2 brings the center-weighted score to 1,999 lines, and that score increases steadily as you stop down further?peaking at 2,787 lines at f/5.6. Distortion is not an issue?the lens shows only 0.6 percent, which isn't relevant in real-world shooting.

If you're looking for a portrait lens for your Micro Four Thirds camera, you'll be hard pressed to do much better than the Olympus M.Zuiko Digital ED 45mm f1.8. It's small, light, fast, and sharp. It feels solid, although the build quality is not up to the standards of more expensive Olympus lenses, and it is a shame that you have to pay extra for a lens hood?an add-on that should be standard issue. The 90mm-equivalent field of view is great for head-and-shoulder shots, although some shooters may prefer the tighter field of view and shallower depth of field that the longer focal length of the $900 M.Zuiko Digital ED 75mm f1.8 lens is capable of creating. But if this focal length is your cup of tea, don't hesitate on purchasing the lens?its optical performance, price, and size are enough to earn our Editors' Choice award.

More Digital Camera Reviews:
??? Olympus M.Zuiko Digital ED 45mm f1.8
??? General Electric G100
??? General Electric X600
??? Olympus VR-340
??? Pentax 02 Standard Zoom Lens
?? more

Jim Fisher By Jim Fisher Analyst, Digital Cameras

Jim Fisher is the digital camera analyst for the PCMag consumer electronics reviews team. He is a graduate of the Rensselaer Polytechnic Institute, where he concentrated on documentary video production. Jim's interest in photography really...

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Source: http://feedproxy.google.com/~r/ziffdavis/pcmag/~3/13X2uJ8cljw/0,2817,2413489,00.asp

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Wednesday, December 19, 2012

Video: Fiscal cliff hanger as end of 2012 approaches

Hollywood struggles with gun violence

Guns and shootings are as much a part of Hollywood plots as special effects and makeup. But after last week's shootings in Newtown, Conn., entertainment executives have been scrambling to make changes to avoid looking insensitive to the tragedy.

Source: http://video.msnbc.msn.com/hardball/50230387/

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Video: Markets Higher at Close, Oracle Up

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Source: http://video.msnbc.msn.com/cnbc/50240737/

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Assistant Professor, Psychology/Licensed Psychologist ...

Assistant Professor, Psychology/Licensed Psychologist
Notre Dame of Maryland University

Thank you for considering Notre Dame of Maryland University in your search.

About Notre Dame of Maryland University:

Notre Dame of Maryland University, a selective liberal arts university, transforms the lives of its students. Confident, capable learners and leaders thrive in the vibrant, personal community at Maryland's distinguished women's college, located in Baltimore with satellite locations throughout Maryland. The University's history enriches innovative opportunities, as students immerse themselves in research, study abroad and service to the global community. Women and men succeed in our College of Adult Undergraduate Studies, Graduate programs and, the School of Pharmacy. Graduates excel as leaders in careers, communities and families - and transform the world.

Staff and faculty enjoy a collaborative, fast-paced, and challenging work environment. In recognition of your hard work, the University offers a comprehensive benefits package including health, dental, and vision, as well as retirement and tuition remission for you and your eligible dependents.

Job Description:

Notre Dame of Maryland University, a liberal arts institution in Baltimore is accepting applications for a full-time, tenure track Psychology faculty position in the Department of Psychology to begin August 2013. The psychology program delivers the following curricula (1) general psychology consistent with the APA guidelines for undergraduate psychology; (2) behavioral neuroscience; and (3) industrial/organizational psychology. Responsibilities include teaching, advising, service, and scholarship. Faculty teach courses that are offered on a variety of schedules including day, evening, and Saturdays.

Position will involve service to the department, to the School of the Arts and Sciences, to the University, and to the community. Faculty members are expected to produce scholarship and to develop opportunities for undergraduate research. A portion of time of this position will involve coordinating the practicum experience.

Requirements:

Minimum Qualifications:
Doctoral degree (Psy.D. or Ph.D.) in Psychology and valid licensed required at the time of application. Valid license in any state acceptable with the expectation to become licensed in Maryland within one year post-appointment. Experience in and commitment to undergraduate education. Demonstration of scholarship in Psychology required.

Preferred Qualifications:
Preference will be given to individuals who have demonstrated excellence in teaching any of the following undergraduate areas: introduction to psychology, social psychology, quantitative research methods, qualitative research methods, psychometrics (tests and measurements), theories and techniques of counseling, abnormal psychology, history and systems, theories of personality, positive psychology, multicultural psychology, and psychology practicum. Experience with online teaching is desirable.

Additional Information:

Non-Discrimination Policy:
Notre Dame of Maryland University does not discriminate in its educational programs, activities or employment on the basis of race, color, national and ethnic origin, religion, sex, disability or age. The following person has been designated to handle inquiries regarding the non-discrimination policy: Vice President for Student Life, Notre Dame of Maryland University, 4701 North Charles Street, Baltimore, MD 21210, 410-532-5308. For all other employment inquiries, please contact Human Resources at 410-532-5898 or human_resources@ndm.edu.

Notre Dame of Maryland University is an EEO/AA employer.

Application Instructions:

Candidates should visit http://ndm.interviewexchange.com to apply on-line.

Review of applications will be begin December 15, 2012 and continue until the position is filled.

Please submit the following materials via our website:
1. A cover letter describing teaching and research experience and interests;
2. Curriculum vita;
3. Evidence of effective teaching including: (a) a one page statement of teaching philosophy; (b) copies of syllabi; (c) copies of course evaluations;
4. Copies of publication reprints; and
5. Three professional letters of reference (can be mailed to the address below)

Contact for Questions:
Dr. Mouratidis
Chair, Department of Psychology
4701 North Charles Street
Baltimore, MD 21210
mmouratidis@ndm.edu

Source: http://www.higheredjobs.com/details.cfm?JobCode=175703295

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Thursday, November 8, 2012

Bank of England likely to opt against more stimulus in tight vote

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Source: http://news.yahoo.com/bank-england-likely-opt-against-more-stimulus-tight-000721677--finance.html

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Wednesday, November 7, 2012

Bestselling books the week of 11/8/12, according to IndieBound*

1. The Racketeer, by John Grisham, Doubleday
?2. The Casual Vacancy, by J.K. Rowling, Little Brown
?3. Gone Girl, by Gillian Flynn, Crown
?4. Back to Blood, by Tom Wolfe, Little Brown
?5. The Round House, by Louise Erdrich, Harper
?6. This Is How You Lose Her, by Junot D?az, Riverhead
?7. Winter of the World, by Ken Follett, Dutton
?8. The Panther, by Nelson DeMille, Grand Central
?9. Telegraph Avenue, by Michael Chabon, Harper
?10. The Twelve, by Justin Cronin, Ballantine
?11. A Thousand Mornings, by Mary Oliver, Penguin Press
?12. The Secret Keeper, by Kate Morton, Atria
?13. Bring Up the Bodies, by Hilary Mantel, Holt
?14. Live By Night, by Dennis Lehane, Morrow
?15. Phantom, by Jo Nesb?, Knopf

ON THE RISE:
?16. The Art Forger, by B.A. Shapiro, Algonquin
?Shapiro's dazzling literary thriller is a November 2012 Indie Next List Great Read.

*Published Thursday, November 8, 2012 (for the sales week ended Sunday, November 4,? 2012). Based on reporting from many hundreds of independent bookstores across the United States. For information on more titles, please visit IndieBound.org

Source: http://rss.csmonitor.com/~r/feeds/csm/~3/3i52Wz28nFE/Bestselling-books-the-week-of-11-8-12-according-to-IndieBound

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Friday, October 19, 2012

David Fincher's 'Halo 4' Trailer Explains Master Chief's Backstory

David Fincher is getting some serious love from the video game community following the launch of his epic "Halo 4" trailer, "Scanned," which debuted last night on "Late Night with Jimmy Fallon." Longtime fans of the "Halo" franchise will have a lot more to chew on here than newcomers. This trailer details the backstory of [...]

Source: http://moviesblog.mtv.com/2012/10/19/david-fincher-halo-4-trailer/

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Thursday, October 18, 2012

Iraq issues arrest warrant for central bank chief

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Jill Zarin Compares Real Housewives of New York City Firing to Death

Source: http://www.thehollywoodgossip.com/2012/10/jill-zarin-compares-real-housewives-of-new-york-city-firing-to-d/

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Details being released into Garrett Reid death

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Watch a Microsoft Exec Hilariously Rap with a Rapper About F*cking Two B*tches [Watch This]

Microsoft exec Michael Angiulo had a pretty good day today: Microsoft Surface, an awesome product he helped make and introduce, opened up for pre-orders and this beyond awesome rap he did with rapper Too Short for his 40th birthday came out to the public. This guy is my new favorite technology executive. More »


Source: http://feeds.gawker.com/~r/gizmodo/full/~3/5LwIN94FHbY/watch-a-microsoft-exec-hilariously-rap-with-a-rapper-about-fcking-two-btches

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Serpentine Belt Replacement At NorthShore Automotive & RV Repair

Today?s NorthShore Automotive & RV Repair article focuses on your serpentine belt. Your serpentine belt is a long belt that?s driven by your engine. It winds around several accessories that power important automotive systems. Let?s go over them.

First, the serpentine belt drives your air conditioning system. Next, the belt powers the alternator.

The serpentine belt may also run the pumps for both the power steering and power brakes. Serpentine Belt Replacement At NorthShore Automotive & RV RepairIn some trucks, power steering may have an electric drive and power brakes can be vacuum driven.

And, on many vehicles, the serpentine belt powers the water pump (on some cars, the water pump is powered by the timing belt).

Your NorthShore Automotive & RV Repair service technician can perform a visual inspection of the belt to see if it has any cracks that signal the belt could fail soon and will measure the amount of belt material to make sure there is enough.

Federal Way drivers should be aware that there?s a special, spring loaded pulley attached to the engine called the tensioner pulley and sometimes an extra pulley call the idler pulley.?Their job is to make sure there?s a constant tension on the serpentine belt so that it doesn?t slip. The spring can become worn and no longer provide the necessary pressure to keep the belt tight. That?s why it?s often recommended that the tensioner, and the idler pulley if so equipped, be replaced at the same time as the serpentine belt.

All in all, the serpentine belt?s an important part for the function of your truck. And it?s not that expensive to replace at NorthShore Automotive & RV Repair ? so it?s good to do so before it fails.

At NorthShore Automotive & RV Repair in Federal Way WA (98023) we install quality NAPA replacement parts. Give us a call at 253.838.9142. To learn more about NAPA AutoCare, visit www.NAPAAutoCare.com.

Source: http://northshoreautomotivervrepair.napaautotools.com/2012/10/16/serpentine-belt-replacement-at-northshore-automotive-rv-repair/

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#9: Canon PowerShot S110 12.1 MP Digital Camera with 5x Wide ...

Canon PowerShot S110 12.1 MP Digital Camera with 5x Wide-Angle Optical Image Stabilized Zoom (White) by Canon Date first available at Amazon.com: September 17, 2012 Buy new: $449.99 Click to see price 17 used & new from $412.59 (Visit the Hot New Releases in Digital Cameras list for authoritative information on this product?s current rank.)

Super Save Price On: #9: Canon PowerShot S110 12.1 MP Digital Camera with 5x Wide-Angle Optical Image Stabilized Zoom (White)
check price

Source: http://www.wiki-products.com/9-canon-powershot-s110-121-mp-digital-camera-with-5x-wide-angle-optical-image-stabilized-zoom-white/

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Movie review: 'Taken 2? lacks surprise factor | UWIRE

The drama isn?t over yet for the Mills family.

In ?Taken 2,? retired CIA operative Bryan Mills is in Istanbul, Turkey, with his ex-wife and daughter, where he and his ex-wife are taken hostage. Their captor is seeking revenge for the death of his son, who Bryan killed in the original ?Taken? for kidnapping his daughter.

Bryan (Liam Neeson) is a concerned and overprotective father who also happens to be pretty adept at giving villains a beating. His daughter, Kim (Maggie Grace), takes an active role in the rescue of her parents. She teams up with her father over the phone to help discover her parents? location.

The relationship between father Bryan and daughter Kim is one of the highlights of ?Taken 2.? Their bond is both believable and endearing. A few moments of tension, including an argument over Kim?s new boyfriend, makes their relationship realistic.

Kim?s role as the unlikely heroine of the movie is also refreshing. Like her father did for her in the previous movie, Kim will also go to great lengths to save her parents. However, she is not a fearless savior, as some might expect. Her fear, both for her own life and for the life of her parents, adds dimension to her character.

The plot, however, is often predictable and therefore lacks the surprise factor that is so important to the success of action films. Viewers can probably see the ending coming from a mile away. And many of the crucial plot points are mundane and expected.

With the exception of a few heartwarming father-daughter moments, the film lacks emotion. Viewers may not feel close or connected to any of the characters, as few unique qualities are given to their personalities. All members of the Mills family also remain flat and unchanging from the beginning of the film to the end.

Additionally, viewers may find it beneficial to watch the original ?Taken? prior to viewing ?Taken 2.? Some of the plot of the new film may be a little hard to follow without the back-story that the first movie provides. This is especially true of the beginning, which skips around a lot and can disorient or confuse the viewer. ?Taken? may have allowed viewers to become more connected with the characters prior to the sequel.

But, the film made tactful use of its special effects. While some action films tend to overuse explosions or car wrecks, ?Taken 2? used such effects sparingly, which was refreshing. Some viewers may see this as a negative, though, as the effects do not compensate for an insufficient plotline.

While ?Taken 2? was not a gripping thrill ride, it may make for an easy and entertaining Friday night at the movies.

Grade: C-

Source: http://uwire.com/2012/10/16/movie-review-taken-2-lacks-surprise-factor/

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Wednesday, October 17, 2012

Sharper, more aggressive Obama shows up to second presidential debate (+video)

In a smaller town-hall style debate at Hofstra University in New York, the presidential candidates took the stage sometimes circling each other like prize fighters.?

By John Whitesides and Samuel P. Jacobs,?Reuters / October 16, 2012

U.S. Republican presidential nominee Mitt Romney (L) and U.S. President Barack Obama gesture towards each other during the second U.S. presidential debate in Hempstead, New York.

REUTERS/Mike Segar

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U.S. President Barack Obama?and Republican rival?Mitt Romney?clashed repeatedly on jobs and energy in the early stages of their second debate on Tuesday, with Obama?moving aggressively to challenge his opponent.

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'; } else if (google_ads.length > 1) { ad_unit += ''; } } document.getElementById("ad_unit").innerHTML += ad_unit; google_adnum += google_ads.length; return; } var google_adnum = 0; google_ad_client = "pub-6743622525202572"; google_ad_output = 'js'; google_max_num_ads = '1'; google_feedback = "on"; google_ad_type = "text"; google_adtest = "on"; google_image_size = '230x105'; google_skip = '0'; // --> President Barack Obama and Mitt Romney disagree over Detroit, unemployment figures during second presidential debate

Obama was much sharper and more energetic than in their first encounter two weeks ago, when his listless performance was heavily criticized and gave Romney's campaign a much-needed boost.

He repeatedly accused Romney of misstating his policies as president, and resurrected his charge that the economic proposals put forward by the former private equity executive were designed to protect and bolster the wealthy at the expense of the middle class.

"Governor Romney says he's got a five-point plan. Governor Romney doesn't have a five-point plan, he has a one-point plan. And that plan is to make sure that folks at the top play by a different set of rules," he said.

Romney accused his rival of overseeing a stagnant economy. "The middle class has been crushed over the last four years and jobs have been too scarce," the former?Massachusetts?governor said.

"I know what it takes to get this economy going," he said. "I know what it takes to create good jobs again."

The debate at?Hofstra University?in?Hempstead, N.Y., was in a more intimate town-hall format, in which more than 80 undecided local voters from?New York?state's?Nassau County?asked questions.

Both candidates were able to roam the stage to talk directly to the questioners, and at times they circled each other warily like prize fighters.

Romney approached?Obama at one point to ask repeatedly if licenses and permits for energy drilling on federal land had been reduced during his administration.

Romney's strong performance in the first debate helped him reverse his slide in the polls, and recent surveys have put the race for the?White House?at a virtual dead heat just three weeks ahead of the Nov. 6 election.

Obama seems to have stopped the slide in polls after the last debate. In a Reuters/Ipsos daily tracking poll on Tuesday, he gained a bit more ground on Romney for the third straight day and led 46 percent to 43 percent. But a Gallup/USA Today?poll showed Romney ahead by 4 percentage points in the 12 most contested states.

Obama rejected the notion that Romney was more supportive of finding more energy sources like coal and natural gas.

"When you were governor of?Massachusetts, you stood in front of a coal plant and pointed at it and said this plant kills and took great pride in shouting it down. And now suddenly, you're a big champion of coal," Obama?said.

Romney, a wealthy former private equity executive often accused of failing to connect with ordinary people, stayed on the offensive but frequently asked the moderator for more time to answer Obama.

Source: http://rss.csmonitor.com/~r/feeds/csm/~3/X4cS6lJr5YQ/Sharper-more-aggressive-Obama-shows-up-to-second-presidential-debate-video

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Calcium reveals connections between neurons

Calcium reveals connections between neurons [ Back to EurekAlert! ] Public release date: 17-Oct-2012
[ | E-mail | Share Share ]

Contact: Sarah McDonnell
s_mcd@mit.edu
617-253-8923
Massachusetts Institute of Technology

New way to image brain-cell activity could shed light on autism and other psychiatric disorders

CAMBRIDGE, MA -- A team led by MIT neuroscientists has developed a way to monitor how brain cells coordinate with each other to control specific behaviors, such as initiating movement or detecting an odor.

The researchers' new imaging technique, based on the detection of calcium ions in neurons, could help them map the brain circuits that perform such functions. It could also provide new insights into the origins of autism, obsessive-compulsive disorder and other psychiatric diseases, says Guoping Feng, senior author of a paper appearing in the Oct. 18 issue of the journal Neuron.

"To understand psychiatric disorders we need to study animal models, and to find out what's happening in the brain when the animal is behaving abnormally," says Feng, the James W. and Patricia Poitras Professor of Neuroscience and a member of the McGovern Institute for Brain Research at MIT. "This is a very powerful tool that will really help us understand animal models of these diseases and study how the brain functions normally and in a diseased state."

Lead author of the Neuron paper is McGovern Institute postdoc Qian Chen.

Performing any kind of brain function requires many neurons in different parts of the brain to communicate with each other. They achieve this communication by sending electrical signals, triggering an influx of calcium ions into active cells. Using dyes that bind to calcium, researchers have imaged neural activity in neurons. However, the brain contains thousands of cell types, each with distinct functions, and the dye is taken up nonselectively by all cells, making it impossible to pinpoint calcium in specific cell types with this approach.

To overcome this, the MIT-led team created a calcium-imaging system that can be targeted to specific cell types, using a type of green fluorescent protein (GFP). Junichi Nakai of Saitama University in Japan first developed a GFP that is activated when it binds to calcium, and one of the Neuron paper authors, Loren Looger of the Howard Hughes Medical Institute, modified the protein so its signal is strong enough to use in living animals.

The MIT researchers then genetically engineered mice to express this protein in a type of neuron known as pyramidal cells, by pairing the gene with a regulatory DNA sequence that is only active in those cells. Using two-photon microscopy to image the cells at high speed and high resolution, the researchers can identify pyramidal cells that are active when the brain is performing a specific task or responding to a certain stimulus.

In this study, the team was able to pinpoint cells in the somatosensory cortex that are activated when a mouse's whiskers are touched, and olfactory cells that respond to certain aromas.

The researchers are now developing mice that express the calcium-sensitive proteins and also exhibit symptoms of autistic behavior and obsessive-compulsive disorder. Using these mice, the researchers plan to look for neuron firing patterns that differ from those of normal mice. This could help identify exactly what goes wrong at the cellular level, offering mechanistic insights into those diseases.

"Right now, we only know that defects in neuron-neuron communications play a key role in psychiatric disorders. We do not know the exact nature of the defects and the specific cell types involved," Feng says. "If we knew what cell types are abnormal, we could find ways to correct abnormal firing patterns."

The researchers also plan to combine their imaging technology with optogenetics, which enables them to use light to turn specific classes of neurons on or off. By activating specific cells and then observing the response in target cells, they will be able to precisely map brain circuits.

###

The research was funded by the Poitras Center for Affective Disorders Research, the National Institutes of Health and the McNair Foundation.

Written by Anne Trafton, MIT News Office


[ Back to EurekAlert! ] [ | E-mail | Share Share ]

?


AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.


Calcium reveals connections between neurons [ Back to EurekAlert! ] Public release date: 17-Oct-2012
[ | E-mail | Share Share ]

Contact: Sarah McDonnell
s_mcd@mit.edu
617-253-8923
Massachusetts Institute of Technology

New way to image brain-cell activity could shed light on autism and other psychiatric disorders

CAMBRIDGE, MA -- A team led by MIT neuroscientists has developed a way to monitor how brain cells coordinate with each other to control specific behaviors, such as initiating movement or detecting an odor.

The researchers' new imaging technique, based on the detection of calcium ions in neurons, could help them map the brain circuits that perform such functions. It could also provide new insights into the origins of autism, obsessive-compulsive disorder and other psychiatric diseases, says Guoping Feng, senior author of a paper appearing in the Oct. 18 issue of the journal Neuron.

"To understand psychiatric disorders we need to study animal models, and to find out what's happening in the brain when the animal is behaving abnormally," says Feng, the James W. and Patricia Poitras Professor of Neuroscience and a member of the McGovern Institute for Brain Research at MIT. "This is a very powerful tool that will really help us understand animal models of these diseases and study how the brain functions normally and in a diseased state."

Lead author of the Neuron paper is McGovern Institute postdoc Qian Chen.

Performing any kind of brain function requires many neurons in different parts of the brain to communicate with each other. They achieve this communication by sending electrical signals, triggering an influx of calcium ions into active cells. Using dyes that bind to calcium, researchers have imaged neural activity in neurons. However, the brain contains thousands of cell types, each with distinct functions, and the dye is taken up nonselectively by all cells, making it impossible to pinpoint calcium in specific cell types with this approach.

To overcome this, the MIT-led team created a calcium-imaging system that can be targeted to specific cell types, using a type of green fluorescent protein (GFP). Junichi Nakai of Saitama University in Japan first developed a GFP that is activated when it binds to calcium, and one of the Neuron paper authors, Loren Looger of the Howard Hughes Medical Institute, modified the protein so its signal is strong enough to use in living animals.

The MIT researchers then genetically engineered mice to express this protein in a type of neuron known as pyramidal cells, by pairing the gene with a regulatory DNA sequence that is only active in those cells. Using two-photon microscopy to image the cells at high speed and high resolution, the researchers can identify pyramidal cells that are active when the brain is performing a specific task or responding to a certain stimulus.

In this study, the team was able to pinpoint cells in the somatosensory cortex that are activated when a mouse's whiskers are touched, and olfactory cells that respond to certain aromas.

The researchers are now developing mice that express the calcium-sensitive proteins and also exhibit symptoms of autistic behavior and obsessive-compulsive disorder. Using these mice, the researchers plan to look for neuron firing patterns that differ from those of normal mice. This could help identify exactly what goes wrong at the cellular level, offering mechanistic insights into those diseases.

"Right now, we only know that defects in neuron-neuron communications play a key role in psychiatric disorders. We do not know the exact nature of the defects and the specific cell types involved," Feng says. "If we knew what cell types are abnormal, we could find ways to correct abnormal firing patterns."

The researchers also plan to combine their imaging technology with optogenetics, which enables them to use light to turn specific classes of neurons on or off. By activating specific cells and then observing the response in target cells, they will be able to precisely map brain circuits.

###

The research was funded by the Poitras Center for Affective Disorders Research, the National Institutes of Health and the McNair Foundation.

Written by Anne Trafton, MIT News Office


[ Back to EurekAlert! ] [ | E-mail | Share Share ]

?


AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.


Source: http://www.eurekalert.org/pub_releases/2012-10/miot-crc101712.php

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Tuesday, October 16, 2012

Where to Celebrate Halloween in Washington: Haunted Houses, Scavenger Hunts, and More

Where to Celebrate Halloween in Washington: Haunted Houses, Scavenger Hunts, and More

Haunted Houses and Forests

Every Washingtonian knows the can?t-miss destination of the season is Markoff?s Haunted Forest, entering its 20th season this year. Scream your lungs out on the haunted zipline or hayride, navigate the winding trails of homemade frights on the 170-acre farm, and take aim in the walking dead shooting gallery. Come in costume, as nightly prizes are awarded to the best dressed. The ghouls pop up at dusk and disappear back into the forest at midnight on October 18, 19, 20, 25, 26, 27, 28, 30, and 31. Attractions are priced individually, and tickets are $3, or you can buy a pack of ten for $25.

Indulge in three frights for the price of one at the Nightmare Screamplex in Boyds. Navigate the Nightmare Forest, Lost Asylum, and Field of Terror as you try to escape with your life (or at least your dignity) intact. Roast s?mores on the bonfires or have a tarot reading while you wait for the frightfests to start. For those with little ones in tow, November 2 is family night. See the full schedule online.

At Cox Farms? Fields of Fear, wander 20-plus acres of scares in the Cornightmare and take a ride on the Dark Side Hayride. For a less heart-racing experience, try the giant torchlight slide or warm up with a cup of spiced cider or hot cocoa. Avoid the frighteningly long lines and pre-purchase your tickets online.

Boogey over to the Track of Terror at Laurel Park on October 26 for an outrageous night of dancing, drinking, and scares. Sip seasonal favorite Sam Adams Octoberfest before you strut your costumed stuff on the dance floor and compete to win more than $1,000 in prizes. And don?t forget to check out the two haunted houses set up in secret hallways of the race track. Save $5 on tickets (regularly $25) if you buy them online. Check out LivingSocial Adventures? VIP package for information on an open bar and VIP parking.

Leave your fears at home as you battle attacking zombies, decaying bodies, and mad scientists at Hallow Inc.?s Warehouse Project: 4.1. The 37,000-square-foot attraction is based on a government study of radioactive fallout from the 1950s. The good news is you can give your car a night off, as this urban haunted house is accessible via White Flint Metro. Get the full backstory (and your $30 tickets) online. The Warehouse Project opens at 7 PM, and runs through November 3.

Scream for a cause at the 23rd annual Vampire Manor in Bel Alton. Admission to the fright house is $10 ($5 for kids under 12) and benefits charities including the Charles County Dive Rescue, the Bel Alton VFD, and local high school drama programs, which provide many of the actors. Get tickets online.

Tours, Exhibitions, and More

For those who prefer ghouls with a rich historical ancestry, join the six generations of dearly departed Martha Washington descendants at Tudor Place?s History Haunt. Explore five acres of ghostly gardens followed by a refreshing spirit of another kind. The haunting jaunts are offered every half hour from 6 to 8 PM on October 26, and the evening is strictly 21 and up. Tickets are $15; register online through Eventbrite.

Run for your lives, or at least for 3.2 miles, at the Blood and Guts 5K obstacle run. Try to evade the zombies, monsters, and goblins that invade the course on November 4 at Pev?s Paintball Park in Aldie all while navigating obstacles including the blood and guts pit, the tire gauntlet, and hay pits. And don?t miss the haunted theme park, Terrorville, open from 7 to 11 PM Friday and Saturday through October 28. Take your best shot in zombie paintball or laser tag and try to survive the Walk of Terror. Bonus: A portion of proceeds from both events will benefit local charities and Loudoun, Prince William, and Fairfax county schools. Register for the 5K online and get full details on Terrorville through the website.

Join the experts at Watson Adventures as they combine a love of sorcery and art to create three wickedly fun scavenger hunts. On October 20 from 2 to 4, engage the family in the Wizard School Scavenger Hunt at the National Gallery of Art to track down a powerful sorceress, a Snape-like potions master, flying owls, and more. Tickets are $17.50 for youth (7 to 17) and $19.50 for adults. Or ditch the kids October 26 to 28 as you embark with only a flashlight on a tour of ghost-plagued buildings near Lafayette Park. Keep your eyes peeled for the spirits of Abe Lincoln, Dolley Madison, or even the suicidal Mrs. Henry Adams. Admission is $22.50 per person. And lastly, explore the dark side of art at the National Gallery on October 27 from 2 to 4:30 as you search for skeletons, severed heads, and cold-blooded killers in the galleries. $23.50.

Everyone loves a good haunting, so explore the haunted past of the National Building Museum on lantern-lit tours, said to be led by the ghost of Mary Surratt. See if you can spot a footless figure, a limping visitor, and a grumpy horseman. Tours are given from 8 to 9 PM on select Saturdays, Sundays, Mondays, and Wednesdays through November 4. Register for tickets ($20) through the museum?s website.

Honor the dead at the Torpedo Factory Art Center?s Dia de los Muertos exhibition. The fourth annual celebration features altar installations and Day of the Dead-inspired artwork from local artists. See the art from October 29 to November 4 and celebrate the winners at the costume and dance party on November 2 from 8 to 11 PM. Enjoy live music from the Torches and learn to make your own mini altars. Tickets for the party are $15 in advance, $20 at the door, $10 for students and $35 for two.

Bring your fiercest self to DuPont Circle on October 30 for the annual Drag Queen Race. Starting at 9 PM, costumed drag queens will run from P to S streets in their most outrageous getups and heels. An informal block party typically follows.

Sharpen your carving skills and get ready to perform at Helix Lounge?s eighth annual Halloween pumpkin carving contest. On October 25, a carving station will be set up on the outdoor patio with 30 pre-scooped pumpkins and carving tools. Pumpkins are distributed on a first come, first served basis starting at 6. Winners will be announced at 8 PM in the categories of Most Political Pumpkin (a $50 Helix Lounge gift certificate) and Most Ghoulish Gourd (a one-night weekend stay at Hotel Helix). Indulge with pumpkin martinis ($7), Starr Hill Pumpkin Porters ($6), and half-price burgers through 9 PM.

Treat yourself at LivingSocial?s Seven Deadly Sins party on October 27. There are seven ?temptation? rooms featuring a burlesque show, a cash machine, and a dance cage. Each room boasts its own sin-themed cocktail (Sloshed Sloth anyone?). Purchase tickets ($59) through LivingSocial, and remember a VIP ticket ($89) allows you early access, three full-size drinks, and an extra turn in the cash machine and spin on the prize wheel.

Source: http://www.washingtonian.com/blogs/afterhours/guides/where-to-celebrate-halloween-in-washington-haunted-houses-scavenger-hunts-and-more.php

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